While buying a home is an exciting journey, it can be intimidating at times, especially when you think about the finances involved. Some people worry if they’ll be able to survive the monthly mortgage payments. Others are afraid that there might be a better home with a better price tag elsewhere. No other life decision has been so riddled with so many financial anxieties. Fortunately, developers in the market have made high-quality homes more accessible, easing these market worries away. Trusted developer MyCitiHomes, for instance, puts a premium on value for money. The company’s offerings come with a reasonable price, worth every peso you put in. Finding a trusted developer is just one way to shake off your concerns. Here are more tips to make the most of your money when making the biggest purchase of your life:
Sabella located at Barangay Panungyanan
Look for House Promos
If you search diligently for real estate deals, your efforts won’t go to waste. Guaranteed, you will find lots of promos that can get you the home of your dreams without draining your wallet. One of the best deals in the market today is MyCitiHomes’ Double Down on its Callista properties in Sabella. Here, buyers can take advantage of the low downpayment for the first nine months and low amortization of P25,495 for 20 months. Owning a MyCitiHomes Sabella property has never been more affordable with a P10,000 lower reservation fee. Reserve a Callista property in Phase 3 and pay the 15% down payment in 15 months, which averages around P37,000 per month. There’s also the 20% down payment option in 20 months, around P40,735 monthly, with a graduated term every three months. Extending housing promos further, MyCitiHomes allows buyers to choose a Smart TV or an air-conditioner to go with their Phase 3 purchase if they will reserve a property until September 30, 2020.
These promos are MyCitiHomes‘ way of delivering good news despite a pandemic and economic crisis and uncertainties. Though some things are uncertain in the world right now, you can look forward to something certain and positive–you owning your future home on great terms. That said, when looking for homes, find one that offers promos, whether that is in the form of lower downpayment or reservation fee, more flexible payment terms, or freebies. You get more bang for your buck this way. Check out @MySabellaOfficial on Facebook to see more promos from MyCitiHomes.
The location is often a lifestyle consideration when buying a home. But if you look at it closely, it has financial implications as well. A home far from the mall means more hassle when you go grocery shopping or splurge on a weekend retail therapy. There’s also the transportation expense. This is why it’s a must to look for a home close to key establishments. In the case of MyCitiHomes’ Sabella, which is situated in General Trias, Cavite, everything you need is within reach. You can easily go to the biggest shopping centers in the city, including Vista Mall General Trias and SM Dasmariñas Mall is only a 15-minute drive from the village. Top hospitals are within the vicinity as well, namely City Of General Trias Doctors Medical Center, General Trias Medicare Hospital, and Gentri Medical Center and Hospital Inc. There are a couple of reputable schools close to Sabella. Your kids can go to Saving Grace Christian School, Our Lady of Remedios Montessori School, and Lyceum of the Philippines University at Dasmariñas, which are all reachable within an hour or less. With a promising location, you can see a few of your living costs going down considerably after moving in.
Consider the Square Footage
Space is a big factor to consider when buying a home, as you would like to have enough to accommodate everyone in the family. But more than that, you consider square footage to make sure that you’re getting the most for every cent. Moving to Sabella’s Callista home, you get a 100-sqm lot area with 81-sqm of floor space for around four million pesos. This property has two floors, four bedrooms, two toilets and baths, and two carports. On top of this, it has an outdoor area, which promotes gardening among residents. If you think about it, having your own food garden at your own home reduces living costs in the long run. You save on grocery expenses and transportation when going to and from supermarkets. Given these space features, you’re securing a big space for a pretty low price tag with a Callista home in Sabella, compared to other options in the market.
List Down Your Needs and Wants
One of the biggest blunders in home buying is checking out properties with just a rough sketch of what the ideal house looks like. It’s a grave mistake because once you go inside pretty properties, everything you’ll see becomes a must-have in your own home, even the luxuries. You’re more likely to max out your mortgage in this scenario. To stick to your budget, jot down your needs and wants in a home. Do this same exercise for the kind of neighborhood you’re envisioning. If you’re looking for a community packed with amenities, Sabella is worth considering. Everything you need for leisure is here: basketball courts, swimming pools, community parks and playgrounds, and a chapel. Commercial strips are also around the neighborhood. Its most distinctive feature is the three-hectare eco-farm, which houses a lagoon as well as a community garden where residents can grow their produce that can also be sold in the Grand Pavilion during weekend markets. Sabella has everything you need and want, and maybe more. It’s normal to have cold feet about your finances while buying a home. To be at peace with your decisions, plan your steps early on. Embrace these strategies mentioned to get more bang for your buck.