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HomeBuying 101

Bank Financing

Step-by-step guide on how to acquire your dream home.

Reserve It!

Reserve It!

✓ Choose your property
✓ Pay Reservation Fee
✓ Sign and submit sales documents

Get Oriented

Get Oriented

✓ Complete submission of Buyer’s documents
✓ Issue Post Dated Checks for DP
✓ Pre-sign Agreements/Contracts

Stay Updated

Stay Updated

✓ Submit updated documents 3 months
before Full DP (FDP)
✓ We will start building your home

Get Approved

Get Approved

✓ Pass Credit Investigation (CI)
✓ Submit Loan Application to Bank
✓ Sign Letter of Guarantee &

Loan Release from Bank

Apply for Move-In

Apply for Move-In

✓ Receive an invitation for Move-In
✓ Attend Move-In Orientation
✓ Pay for Move-In fees

Move-In Experience

Move-In Experience

✓ Pick a day for house acceptance
✓ Go to site
✓ Accept your new home
✓ Move-in!

House Makeover

House Makeover

✓ Apply for improvements
✓ Settle construction bond
✓ Get a construction permit and have fun customizing!

Get your Title

Get your Title

✓ Sign final docs
✓ Complete full payment
✓ Go to Pag-IBIG to receive your title

Bank Loan Requirements

List of requirements needed for loan approval under bank financing.

Locally Employed Requirements

✓ 2 Valid Government Issued ID
✓ Birth Certificate (if Single)
✓ Marriage Contract (if Married)
✓ TIN Verified (BIR FORM 1904)
✓ Latest Proof of Billing Address
✓ Certificate of Employment
✓ Three Months Payslip
✓ Cenomar

OFW Requirements

✓ 2 Valid ID AIF
✓ 2 Valid Government Issued ID
✓ Birth Certificate (if Single)
✓ Marriage Contract (if Married)
✓ TIN Verified (BIR FORM 1904)
✓ Latest Proof of Billing Address
✓ Authenticated Latest Contract of Employment (Translated if applicable)
✓ Three Months Remittances/ Proof Remittances
✓ Three Months Payslip
(Translated if applicable)
✓ Consularized or Apostille Special Power of Attorney
✓ Copy of Latest Passport
with Signature
✓ Passport with Entry and Exit Stamp

Self-Employed Requirements

✓ 2 Valid Government Issued ID
✓ Birth Certificate (if Single)
✓ Marriage Contract (if Married)
✓ TIN Verified (BIR FORM 1904)
✓ Latest Proof of Billing Address
✓ Latest 6 Months Bank Statement
✓ Latest 3 years Audited Financial Statement
✓ Copy of Latest Business Registration (SEC/DTI), Mayors Permit, Business Permit, and Business License
✓ Latest 3 years Income Tax Return (Authenticated by BIR) with official Receipt
✓ ITR 1701 (Certified by BIR)
✓ Picture of Business
✓ Sketch of Business Address
✓ Cenomar

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